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Privacy Policy

Updated Date: April 14, 2026

Effective Date: April 14, 2026

TapFunds ("we," "us," or "our"), is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your personal information when you visit our website or submit a loan request. By using this Platform, you consent to the practices described in this Policy.

1. Information We Collect

Personally Identifiable Information (PII)

To submit a loan request, you may be required to provide information including but not limited to:

  • Full legal name and date of birth
  • Residential address and state of residence
  • Email address and telephone number
  • Social Security Number (SSN) as required for identity verification and lender processing
  • Employment status, employer information, and income details
  • Bank account information (account type, routing number)
  • Loan request details (requested amount, purpose)

This information is used to process your loan request and connect you with participating lenders and financial service providers within our network.

Non-Personally Identifiable Information (NPII)

We also collect technical and usage data that does not directly identify you, including IP address, browser type, device type, operating system, referring URLs, and pages visited on our site. This information is collected automatically via cookies and similar tracking technologies and is used for analytics, site administration, and service improvement.

2. How We Use Your Information

We use the information you provide to:

  • Process and transmit your loan request to our network of third-party lenders and financial service providers
  • Verify your identity and eligibility
  • Communicate with you via email, telephone, SMS, or other channels about your request or related services
  • Send you marketing communications from us and our partners (subject to your opt-out rights)
  • Improve the functionality and user experience of the Platform
  • Detect, investigate, and prevent fraud or unauthorized activity
  • Comply with applicable legal and regulatory obligations

Certain sensitive data, including SSN and banking details, is collected solely for identity verification and lender processing purposes and is handled with heightened care. We treat this data with enhanced security protocols and limited access controls to ensure confidentiality and integrity.

3. Information Sharing with Third Parties

By submitting information on this Platform, you authorize us to share your information with:

  • Our network of third-party lenders and financial service providers who may evaluate your request and contact you with loan offers
  • Marketing partners and service providers that assist in operating this Platform
  • Analytics, advertising, and technology service providers

Once your information is shared with third parties, it is subject to their own privacy policies and practices. We are not responsible for the privacy practices or conduct of third-party recipients.

We may also disclose your information when required by law, in response to legal process, to protect the rights, safety, or property of our users or the public, or in connection with a business transaction such as a merger or acquisition.

4. Cookies and Tracking Technologies

This Platform uses cookies, web beacons, pixels, and similar technologies to enhance user experience, analyze traffic patterns, and deliver relevant content and advertising. Our third-party analytics and advertising partners may also use their own tracking technologies. You may adjust your browser settings to disable cookies; however, doing so may limit access to certain features of this Platform.

5. Communication Consent

By submitting your information on this Platform, you expressly consent to receive communications from us, our affiliates, and third-party partners – including lenders and marketing companies – via email, SMS, RCS, telephone (including auto-dialed or pre-recorded calls), and other channels. Your consent to receive marketing communications is not a condition of using this Platform’s services. Standard message and data rates may apply.

You may opt out of marketing communications at any time by:

  • Emailing us at support@tapfunds.us with the subject line "Unsubscribe"
  • Clicking the unsubscribe link in any marketing email
  • Contacting us by mail at the address listed below

Opting out of marketing communications does not affect transactional or legally required notices.

6. Data Security

We implement industry-standard security measures, including encrypted data transmission (SSL/TLS), restricted access controls, and secure server infrastructure, designed to protect your personal information from unauthorized access, use, or disclosure. However, no method of internet transmission or electronic storage is completely secure. We cannot guarantee absolute security, and use of this Platform is at your own risk.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Policy, or as required by applicable law. In general, we retain records for up to five (5) years from your last interaction with the Platform, unless a longer retention period is required by law.

8. California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA):

  • Right to Know: You may request information about the categories and specific pieces of personal information we have collected about you.
  • Right to Delete: You may request deletion of your personal information, subject to certain exceptions.
  • Right to Correct: You may request correction of inaccurate personal information.
  • Right to Opt-Out of Sale/Sharing: You have the right to direct us not to sell or share your personal information with third parties for cross-context behavioral advertising. To exercise this right, please see our "Do Not Sell or Share My Personal Information" link in the website footer.
  • Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

To submit a CCPA rights request, please contact us at the information in Section 10 below. We will verify your identity before processing your request and respond within 45 days, with a possible extension of an additional 45 days where reasonably necessary.

9. Children’s Privacy

This Platform is not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected information from a child under 18, we will promptly take steps to delete such information. If you believe a child has submitted information through this Platform, please contact us immediately.

10. Contact

For privacy inquiries or to exercise your rights:

Email: support@tapfunds.us

Company: Funnel Forge s.r.o.

Address: Národní 58/32, Nove Mesto, Prague 1, 110 00 Czech Republic