TapFunds

Online personal loans,
processed fast.

Compare options from multiple lenders in minutes. Checking won't affect your credit score.

How much do you need?

$2,500
$100$5,000
See my loan options →

Checking your options won't affect your credit score.

  • No upfront fees, ever
  • Soft check — no credit impact*
  • All credit types welcome

How it works

  1. 1
    Step 1

    Tell us a little about you

    Take just 2 minutes to complete our fast, encrypted online form — even on mobile.

  2. 2
    Step 2

    Get a decision quickly

    Once a lender connects, review your offer details and decide if it's right for you. There's no obligation.

  3. 3
    Step 3

    Get paid

    If you decide to move forward, complete the process with the lender and receive funds directly into your bank account.

Why people prefer TapFunds

  • No applying lender by lender
    One request reaches our whole network.
  • More offers, a better chance of a fit
    Wider reach means more options to compare.
  • One quick connection saves time
    Skip the back-and-forth of multiple applications.
  • Works even if your credit isn't perfect
    Many credit situations are considered.

Am I eligible?

Many people qualify even without perfect credit.

No perfect credit required!

We work with lenders that consider many credit situations.

  • 18+Are at least 18 years old
  • Looking for a short-term $250–$5,000 loan
  • Need a small personal loan for short-term expenses
  • Have an active bank account
  • Looking to borrow for 3–36 months
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